Long Island & NYC · 2026
2026 heat pump rebate income limits
Under these limits, PSEG Long Island pays $5,000 or $7,500 for a whole-house heat pump instead of $4,000. The calculator checks your household for you.
- Long Island family of four: up to $131,900 is moderate income
- Up to $98,925 is low income
- Income is checked with documents before a higher rate is paid
What's your ZIP code?
Rebates depend on your electric company.
How it works
-
01
Answer five questions
ZIP, project, home, household size and income range. About a minute.
-
02
See your amount
The rebate PSEG Long Island or Con Edison publishes for a home like yours.
-
03
We confirm it at the estimate
We check the program rules for your home and help with the application.
Long Island: Nassau and Suffolk
PSEG Long Island's Home Comfort table, which matches NYSERDA's EmPower+ table for Nassau and Suffolk. Low income is 60% of the area median and moderate is 80%. Find the row for the number of people in your home.
| People in the home | Low income: up to | Moderate income: up to |
|---|---|---|
| 1 | $69,263 | $92,350 |
| 2 | $79,163 | $105,550 |
| 3 | $89,063 | $118,750 |
| 4 | $98,925 | $131,900 |
| 5 | $106,875 | $142,500 |
| 6 | $114,788 | $153,050 |
| 7 | $122,700 | $163,600 |
| 8 | $130,613 | $174,150 |
Rates checked 2026-10-28 on PSEG Long Island's heat pump rebate page, its water heater page and NYSERDA's income guidelines. The program makes the final decision on every rebate, and rates can change.
What each income level gets on Long Island
For a heat pump that heats the whole house in a 1-4 family home with PSEG Long Island electric service:
- Over the moderate limit: $4,000 (at least $5,000 in a state Disadvantaged Community).
- Under the moderate limit: $5,000.
- Under the low limit: $7,500.
- Under either limit, homeowners may also apply to NYSERDA's EmPower+ for insulation and air sealing: no cost up to $14,000 for low income, 50% up to $7,000 for moderate. EmPower+ applies directly through NYSERDA.
New York City: the five boroughs
NYSERDA's EmPower+ table for New York City. Con Edison's heat pump incentive is the same at every income, so these limits matter in NYC mainly for EmPower+.
| People in the home | Low income: up to | Moderate income: up to |
|---|---|---|
| 1 | $68,063 | $90,750 |
| 2 | $77,775 | $103,700 |
| 3 | $87,488 | $116,650 |
| 4 | $97,200 | $129,600 |
| 5 | $105,000 | $140,000 |
| 6 | $112,763 | $150,350 |
| 7 | $120,563 | $160,750 |
| 8 | $128,325 | $171,100 |
How income is checked
The calculator asks for household size and an income range, then shows the rate that fits. Nothing is checked until you apply: the program asks for documents such as tax returns or pay stubs before paying a higher rate. If income is over the limit, the standard rate still applies. Home+ tells you at the estimate which documents your application needs.
Ready to see your amount? Open the Long Island rebate calculator.
Common questions
What are the 2026 heat pump rebate income limits on Long Island?
For a family of four in Nassau or Suffolk, the moderate limit is $131,900 and the low limit is $98,925 of gross yearly household income. The limits go up with each person in the home, up to eight.
What rebate do I get under the income limits?
On Long Island, PSEG Long Island pays $5,000 for a whole-house heat pump under the moderate limit and $7,500 under the low limit, instead of the standard $4,000.
Which income counts?
Gross yearly income for everyone in the household, before taxes. The program checks it with documents such as tax returns or pay stubs before it pays a higher rate.
What if my income is just over the limit?
You still get the standard rate, $4,000 on Long Island. If the home is in a state Disadvantaged Community, PSEG Long Island pays at least $5,000 whatever the income.
Are the limits different in New York City?
Yes, slightly. For a family of four in the five boroughs the moderate limit is $129,600 and the low limit is $97,200. Con Edison's heat pump rates do not change with income; the NYC limits matter for NYSERDA's EmPower+ program.